Helping you to manage your debt so you can get back to enjoying life.

Our Specialties

Hillcrest Finance provides advice on debt management and quality debt solutions for anyone. Our expertise allows for comprehensive debt management solutions which won’t impact daily life & provides the best opportunity to turn the tide debt creates. Some of the key solutions we provide include:


Individual Voluntary Arrangements which help provide a clear road path to debt recovery

Debt Management Plan

Everyone faces debt in a different way. Hillcrest can develop DMPs which are flexible to your situation

Debt Relief Order

A solution for those with debts under £20,000, we can see if a voluntary debt relief order is the best option for your circumstances

Debt Consolidation Loans

Make repayments affordable, debt consolidation for bad credit or your mortgage could be the right approach

Administration Order

Sometimes the best options for those who want a monthly payment without the possibility of action being taken against

Debt Settlement Offer

Wiping debt in one movement, a debt settlement offer can work depending on the circumstances

Debt Solutions

Debt can have a huge impact on your life and can cause a lot of stress. Hillcrest might be able to help you with the problems debt can create with the provision of a solution which attuned to your needs. Using our services, you can:

  • Write off a large portion of your debts – up to 85%
  • Consolidate your debts into one affordable monthly payment
  • Stop interest and charges from building up over time

It all starts by knowing which debt solution is best for your situation.

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Our Process

Tell us your status

Fill out our contact form and one of our advisors will get in touch with you via phone

We’ll discuss your situation

Your advisor will then go through your debts to estimate what you can afford to pay back each month.

We’ll lay out your options

We’ll give you all the information so you can make the decision that will take control of your debts.

Advice on the following types of debt:

Council Tax

Helping those who find them in arrears with their local council

Credit Cards

Allowing for a path that reduces balances and isn’t stuck to higher interest rates

Payday Loans

Enabling those stuck with payday loans to break free off the cycle

Personal Loans

Providing assistance when loans are intertwined with longer periods due to higher interest rates


Known by many as “revolving credit”, our overdraft solutions can put an end to your problems

Store Cards

Helping navigate a form of credit which tends to have higher interest rates than regular cards

Personal Debt Solutions

Personal Debt should never become a burden on your day. Through a proactive and positive approach, Hillcrest Finance can help place you on the right track to managing debt. With our help, you can get back to living life as you should.
Personal Solutions

Corporate Debt Solutions

Hillcrest Finance also helps corporate clients who need help finding adequate debt solutions. Services for those running a business include corporate insolvency, administration, Company Voluntary Arrangement (CVA), liquidation & business restructuring.
Corporate Solutions